$31.$ To be eligible for Medicaid, an individual must meet certain criteria. These criteria include all of the following EXCEPT:

$($Search Chapter $4)$

a$.$ The individual must belong to a demographic group that his or her state has defined as Medicaid eligible.

b$.$ The individual must be currently institutionalized.

c$.$ The individual must have a medical or functional impairment.

d$.$ The individual's assets and income must be at or below specified levels.

$32.$ What is the purpose of the Medicaid Estate Recovery Program?

$($Search Chapter $4)$

a$.$ to enable a surviving spouse of a deceased Medicaid recipient to recover from the state amounts paid for the deceased's care

b$.$ to enable states to recover assets from a deceased Medicare recipient's estate in order to cover Medicaid benefits paid

c$.$ to allow the federal government to pool the estate assets of deceased Medicaid beneficiaries to reduce the amount of federal assistance for a state's Medicaid program

d$.$ to enable Medicaid applicants to assign their countable assets to a trust and shield those assets from Medicaid's asset assessment

$33.$ Generally speaking, what is the maximum amount of assets a single individual can retain in order to qualify for Medicaid?

$($Search Chapter $4)$

a$.$ $$2,000$ to $$3,000$

b$.$ $$6,000$ to $$8,000$

c$.$ $$10,000$ to $$12,000$

d$.$ $$15,000$ to $$18,000$

$34.$ What does Medicaid's look$-$back rule pertain to$?$

$($Search Chapter $4)$

a$.$ the amount of Medicaid benefits paid on a recipient's behalf during the first six months of Medicaid eligibility

b$.$ the amount of benefits Medicare paid for care received in a skilled nursing home facility

c$.$ the income an applicant earned during the $36$ months before applying for Medicaid

d$.$ the transfers of assets an applicant made during the $60$ months before applying for Medicaid

$35.$ Medicaid was established primarily to benefit all of the following EXCEPT:

$($Search Chapter $4)$

a$.$ low$-$income people $65$ and older

b$.$ certain low$-$income families with children

c$.$ disabled people on supplemental security income

d$.$ anyone not wishing to deplete his or her assets on long$-$term care

$36.$ Each of the following individuals is now entering a nursing home for long$-$term care services. Who could incur a penalty for improper transfer of assets under the Medicaid spend$-$down rules?

$($Search Chapter $4)$

a$.$ Miriam gifted $$50,000$ in cash to her daughter, who lives in another city, ten years ago.

b$.$ Howard transferred his home eight years ago into an irrevocable and uncountable trust.

c$.$ Frank sold his $$150,000$ home to his nephew for $$100,000$ twelve years ago.

d$.$ Joel gifted his home two years ago to his $36-$year$-$old daughter, who was living with her mother in another state.

$37.$ Which of the following is the source for the largest amount of financing long$-$term care expenditures?

$($Search Chapter $4)$

a$.$ Medicaid

b$.$ Medicare

c$.$ private long$-$term care insurance plans

d$.$ the disability income portion of the Social Security program

$38.$ Lila Brown is placed in a nursing home for which she receives Medicaid benefits. The Browns live in a state where the monthly maintenance needs allowance for the at$-$home spouse is $$2,500.$ Tom Brown's monthly income from a combination of pension and Social Security is $$2,300.$ Lila's personal income consists of $$1,200$ in Social Security. How much of Tom's current income must go toward paying for his wife's long$-$term medical care?

$($Search Chapter $4)$

a$.$ $$0$

b$.$ $$300$

c$.$ $$1,600$

d$.$ $$2,000$

$39.$ All of the following are taken into consideration for Medicaid eligibility EXCEPT:

$($Search Chapter $4)$

a$.$ the level of the applicant's income

b$.$ the amount of assets the applicant owns

c$.$ the transfer of any assets the applicant made before applying to Medicaid

d$.$ the applicant's total contribution to Social Security through payment of FICA taxes

$40.$ The typical purchaser of long$-$term care insurance is between which ages?

$($Search Chapter $5)$

a$.75$ and $85$

b$.55$ and $60$

c$.45$ and $55$

d$.35$ and $45$