3) $100 million of its secured debt will be refinanced by a loan consistent with the $100 m Host Senior Secured loan terms sheet in the readings, secured by a hotel that generates $14 million in net operating income (EBITDA less stabilized cap ex). Using the calculation outlined in the term sheet, and assuming that LIBOR is at 1.5%, what is the Debt Service Coverage ratio per the loan terms, and what is the actual coverage ratio based on interest rate actually being paid.