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3. $200,000 down payment now; $25,000 per year for 3 years beginning at the end of the current year; $75,000 per year for 11 years

3. $200,000 down payment now; $25,000 per year for 3 years beginning at the end of the current year; $75,000 per year for 11 years beginning at the end of the fourth year after the purchase.

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