3. (6) Assuming simple interest, if a company called TMW deposits $10,000 for 1 year and the financial institution immediately loans the money to a sister company for 1 year, how much more will the institution net over the year on that $10,000 at a rate of 0.15% APY for amounts from $0-$999 and at %0.30 APY over $1000 at a prime of +5.75%.