3 A. You are an investor and would love to educate a novice investor on derivative investments. Clearly outline the characteristics of TWO (2) derivative instruments and explain one benefit of using the instrument to an investor. B. (12 m Some economists suspect that one of the reasons that economies in developing countries grow so slowly is that they do not have well-developed financial markets. Explain the THREE (3) forms of the market described in the Efficient Market Hypothesis. (8 m