3. Argue whether the risk of unemployment can be commercially insurable or not? (3 marks) 4. Grills Co. is a fast food restaurant in Bahrain. It has three outlets where customers can order and sit in, but the main source of income for the restaurant is through home deliveries. Identify four types of commercial insurance needed by Grills Co and explain what perils they protect against. (2 marks) 5. Discuss the social costs of insurance on society. (2 marks)