3. (Bond term) You are considering buying a bond with the following terms: $1000 face value, a 5% coupon rate with semi-annual payment, selling at 95% of face value. How long will the term of this bond be if you require a 6% return? (Round up to nearest half-year.) 4. (Bond term) Young Peer Inc. is issuing bonds with the following terms: $1000 face value, 10% annual coupon rate, and a market discount rate of 8%. If it is priced at $1225.16, how long should Young Peer's bond term last until maturity (in years)