3. By now, Denise is 45 years old. She's got a pretty good job, but she's starting to think about retirement and realizing that Social Security just isn't enough to live on after age 65. Since her IRA pays a little better interest than that 6% annuity paid (and compounds it more often), she decides to move all the 6% money into the IRA account with the other money. a. How much total money does she begin with in the IRA account at this point? Answer: b. Up to this point, Denise has been saving $1000 a year ($520 + $480 in the two accounts). Because she's making better money now, she wants to increase her investment in herself by putting $150 a month ($1800 a year) into the IRA account on top of the money that's already in there. So...how much total money will be in that IRA account in 20 years when she turns 65? 3. By now, Denise is 45 years old. She's got a pretty good job, but she's starting to think about retirement and realizing that Social Security just isn't enough to live on after age 65. Since her IRA pays a little better interest than that 6% annuity paid (and compounds it more often), she decides to move all the 6% money into the IRA account with the other money. a. How much total money does she begin with in the IRA account at this point? Answer: b. Up to this point, Denise has been saving $1000 a year ($520 + $480 in the two accounts). Because she's making better money now, she wants to increase her investment in herself by putting $150 a month ($1800 a year) into the IRA account on top of the money that's already in there. So...how much total money will be in that IRA account in 20 years when she turns 65