3. Comparing health insurance policies. Use Worksheet 9.1. Erika Willis, a recent college grad ate, has decided to accept a job offer from a nonprofit organization. She'll earn $40,000 a year bu will receive no employee health benefits. Erika estimates that her monthly living expenses w be about $2,000 a month, including rent, food, transportation, and clothing. She has no health problems and expects to remain in good health in the near future. Using the Internet or other