3. Debt safety ratio - How nuch credit can you stand? To maintain financial stabil ty, people should know how much credit they can comfortably tolerate. The debt safety ratio is a computation that defines one's monthly loan repayment burdea. It compares loan obligations to income. The formula for the debt safety ratio is: Deht 3 afect Ratio = Debt Safety Ratio Hrian wants to determige his current debt safety ratio, His monthly take-home pay is 54,500 , He compiled the following monthly loan payment infocmation: The total monthly loen payments figure Brian will use mortgage. Bran's debt safety ratio is $ and considered Bxian's debt safety ratio changed to 15%, His take-home pay must have or his monthly loan payments must have - Lenders may naw be witing to give him a foan than they were before this change. The total m mortgage. Belan's debt safety ratio is % and considered Brian's debt safety ratio changed to 15%. His take-home pay must have or his monthly losn poyments must have - Lenders may now be willing to give him a loan than they were before this change. Hiow can periodically computing one's debt safety ratio be useful? Check all that apply. It can infivence decisions whether to return to school, if a loan will be needed to pay for it. It can influence decisions about looking for a higher-or lower-paying Job. It can serve as an early warning system of approaching financial trouble, providing time to take preventive measures