3) Draw the scheme of transaction flow when paying with a credit card. (20p) 4. KURUM sh.a. an importing company, applied for an import L/C to IS Bank (importer's bank). As per terms agreed between the importer and the exporter, the last shipment date is the 1 of October 2019. When is the last date that is Bank should deliver the documents to the importing company KURUM sh.a.? Why and according to which rule? (20p) 5) Customer A, living in Italy, issues a proxy on 01.09.2020 to Person for some banking transactions but Customer A unfortunately passed away on 30.11.2020 from Covid 19. Person B goes to the Customer A's bank on 25 Dec 2020 to make some transactions with the account of Customer A. What should the customer service of the bank do? Why? (20)