3. Firm X has current monthly sales are 1,800 units at a price of $400 per unit. Sales are made on cash terms (ie., no trade credit extended). Management at Firm X is considering offering trade credit terms of net 45 days, in an effort to increase sales. The table below shows projected financial information for the proposed trade credit terms and current cash terms. Based on this information, calculate the NPV associated with the change. The required annual return is 8.0%. (10 points) New Policy Current Policy Price per Unit $400 $400 Cost per Unit $320 $310 Unit Sales per Month 1,900 1,800