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3. Five years from now, Cindy Wayne wants to have $45,000 in an investment account. If she or he saves money every month, starting one

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3. Five years from now, Cindy Wayne wants to have $45,000 in an investment account. If she or he saves money every month, starting one month from now, how much is needed each month to reach their goal? Assume the account will pay 0.25 percent interest per month with an APR is 3.0% compounded monthly. 696.09

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