3. Gloria pays her insurance three times each year. The first payment is 40% of the annual premium, and each of the next two payments is 30% of the annual premium. If the annual premium is $924, find the amounts of the three payments. 4. Ruth has decided to drop her collision insurance because her car is getting old (collision pays for repairs to her own car.) Her total annual premium is $916, of which $170.60 covers collision insurance. a. What will her annual premium be after she drops the collision insurance? b. What will her quarterly payments be after she drops the collision insurance