3. Health Insurance - the Jordan family has a health insurance policy with the following characteristics: a. Deductible: $1,000 b. Coinsurance Provision: 80%/20% c. Out of Pocket Maximum: $5,000 If total health expenses in a year are $10,000, how much will the Jordan family have to pay? (2 points) At what amount of total annual health expenses will the out of pocket maximum mean that the insurer begins to pay 100% of any additional health expenses for that year? (1 point)