3. Institutional use of stock markets Use the following table to determine what type of financial institution engages in each of the given stock market activities. Stock Owned Savings Institutions Commercial Banks Savings Banks Finance Companies Stock Mutual Funds Securities Firms Insurance Companies Pension Funds Activity in Stock Market Manage trust funds, usually containing stocks, that are set up by individuals to be given to a beneficiary in the future. Issue stock when they are starting to become inadequately funded and need to boost their capital base. Use funds from their investment portfolios to invest in stocks. Invest a large portion of funds accumulated from contributions from employers and/or employees in the stock market