3. INSURANCE CONTRACT (1/2 PAGE)(THIS SHOULD BE IN A BACKGROUND) 3.1 PURE ENDOWMENT (1/2 PAGE)(***) 3.2 ENDOWMENT ASSURANCE (1/2 PAGE)(***) 3.3 TERM ASSURANCE (1/2 PAGE)(***) DON'T WRITE, TYPE DON'T COPY, TAKE SS AND POST *** - CASHFLOW OF POLICYHOLDER, PERSPECTIVE OF ISSUER