3. Jalisa is purchasing $12 000 worth of furniture. She plans on using credit for the purchase. Her new credit card charges 17.6% compounded daily. The store is offering her a loan at 21.3% compounded monthly but no interest for the first 2 years. However, the store charges a fee of $99. No matter what card she uses she plans on making monthly payments of $210. Which choice of credit is the better option? Justify your answer by calculating how much each plan will cost her. 2