3. Jamie and Sam have different opinions about whether they should buy a house now. - Sam suggests that they save the difference between the monthly payment in part b and their current monthly rental payment of $750 in an annuity that earns 3.5% per year compounded monthly for 5 years. He says that at the end of the time, they will have larger down payment and can afford a nicer house. - Jamie suggests that they buy the house now since house values are expected to increase by an aver- age of 3.5% per year for the next 5 years. What advice would you give Jamie and Sam? How would you convince them to follow your advice? Include calculations in your answers