$3$ Question

Bob, aged $45,$ got injured and was awarded a structured settlement in the form of a pure endowment of $$200,000$ to be paid when he turns $65($should he survive$).$ Bob's original force of mortality was ${}_x^{\text{S}\text{U}\text{L}\text{T}}$ and is based on the mortality assumptions in the LTAM standard ultimate life table. After the injury, it is assumed that ${}_x={}_x^{\text{S}\text{U}\text{L}\text{T}}+0\mathrm{.}02.$ The force of interest is assumed to be $0\mathrm{.}045.$ What is the APV of the structured settlement to the nearest dollar?