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3. Ratios Level 1 18.24% Level 2 15.60% Level 3 17.31% Level 4 14.57% Level 5 Level 5 10.42% Level 4 Level 3 Level

3. Ratios Level 1 18.24% Level 2 15.60% Level 3 17.31% Level 4 14.57% Level 5 Level 5 10.42% Level 4 Level 3 Level 2 Level 1 Ratios 0.00% 5.00% 10.00% 15.00% 20.00%

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