3) Show all your work and label your answers, Use appropriate rounding. Suppose that you want to save money for a million dollar retirement fund and be able to withdraw the money in 45 years. a) Rounding to the nearest cent, what lump sum deposit should be made if your bank will guarantee a 4.75% APR compounded quarterly. b) Rounding to the nearest dollar, what monthly payment should you make to achieve your goal? Your bank will guarantee you an APR of 7.875% during the term of your investment