3. Six years ago, Stphane left his job as technical director at ADM Consultants in order to branch out on his own. He transferred the $48,000 pension amount accumulated under his former employer's pension plan into a LIRA, investing it in a balanced segregated fund offered by NRJ Insurance. Now 38, Stphane is going through a divorce and would like to redeem his segregated funds contract in order to pay part of what he owes his ex-wife. What will NRJ Insurance do in this situation? ONRJ Insurance will liquidate the fund units and pay Stphane the full amount obtained. ONRJ Insurance will liquidate the fund units and pay Stphane the amount obtained, minus the applicable income taxes. O NRJ Insurance will not be able to carry out Stphane's request at this time because there are four years left to go before the contract matures. ONRJ Insurance will not be able to carry out the request. Since the funds are held in a locked-in account, Stphane cannot cash them in right now