3. Suppose you have the following two options with $10,000 you saved from hard work. (1) Which one would you choose and why? (2) How would your choice change if you expect the future ination will go up in the next decade? Option 1: Use it to help pay for graduate school. If you take out a $10,000 student loan for that, you need to pay $900 per year for 20 years. You start making these payments after your graduation next year. Option 2: Buy a 20 year Treasury Bond with the face value of $10,000 and the annual coupon payment of $700