3. Terrier Trucking Co. is considering disposing of a truck (asset). Terrier can sell the truck through a broker for $98,000 less an 8% broker commission. Alternatively, Collie Corp. has offered to lease the truck for five years for a total of $98,000. If the truck is leased to Collie, Terrier will incur maintenance, insurance, and license expenses estimated at $2,000 per year over the five-year lease period. At lease-end, the truck is expected to have no residual value. Calculate the increase or decrease in net income for 5 years if the truck is leased to Collie rather than selling it