3) The Big Swiss Bank of Money has hired an additional team of software developers to enhance their back office systems after they nearly missed a settlement of an interest rate swap trade due to an IT problem. In this situation, the bank is trying to manage the: a) Market risk b) Interest rate risk c) Operational risk d) Liquidity risk 23) In 2019, investment firm M&G said withdrawals from its property portfolio fund had been suspended after investors consistently withdrew their savings. For someone holding these investments, this created: a) Liquidity trading risk only b) Market risk only c) Market and liquidity trading risk d) Credit risk and market risk