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3. What drove the shift to the amortized non-recourse residential mortgage? It solved a discrete problem (while achieving a perceived social benefit of increased levels

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3. What drove the shift to the amortized non-recourse residential mortgage? It solved a discrete problem (while achieving a perceived social benefit of increased levels of home ownership). Please explain. 4. Explain why we know with certitude that the maturity premium is currently negative. 3. What drove the shift to the amortized non-recourse residential mortgage? It solved a discrete problem (while achieving a perceived social benefit of increased levels of home ownership). Please explain. 4. Explain why we know with certitude that the maturity premium is currently negative

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