3. You are at a car dealership, about to purchase a new car. You do not have the cash to make the purchase, and the dealership is offering you the choice between two financing options: Option 1: a 5-year loan for the purchase price of $25,000 less a $2000 cash-back discount (applied to the purchase price) at an APR of 7% (with monthly payments and interest compounded monthly) Option II: a 5-year loan for the purchase price of $25,000 at a reduced APR of 5% (with monthly payments and interest compounded monthly) Ignore tax considerations. From a purely financial perspective, which option should you choose