3.1 Obtain an annual report (the most recent) of any listed company you are familiar with. Using the financial statements in that report, calculate the following five ratios and interpret the results: Working capital The quick ratio Earnings per share Debt-to-equity Return on earnings (10)

3.2 Discuss possible reasons for a bank to declare scrip dividends or share splits (5)

3.3 Critically discuss why shareholders have varying interests in dividends (5)

3.4 Recommend five best practices to prevent and detect corruption in your chosen organization.