32. Exactly five years from today, Prisha would like to buy an entertainment system with cash. Prisha currently has $750 saved in an investment account that pays interest of 4.25% p.a., but with monthly compounding. If Prisha deposits an additional $35 per month (with the first deposit made one month from today) into the account, what is the maximum amount that Prisha will be able to pay for her entertainment system exactly 5 years from today?

33. What is the future value exactly ten years after the last deposit of 40 annual deposits of $2,500 per year (first deposit to be made today) given an interest rate of 8.8% p.a.?