32: Find the periodic payment R required to accumulate a sum of S dollars over t years with interest earned at the rate of r%/year compounded m times a year. (Round your answer to the nearest cent.)

33: What monthly payment is required to amortize a loan of $30,000 over 11 years if interest at the rate of 5%/year is charged on the unpaid balance and interest calculations are made at the end of each month? (Round your answer to the nearest cent.)