33. You want to retire at age 65, you begin your investment program at 25 with a one time deposit of $5,000 in a traditional IRA. On this investment you can earn 10% in the Vanguard 2055 retirement fund. At age 35 you come into an inheritance of $15,500 of which you decide to put into a Roth IRA, using a Fidelity index fund which you anticipate will yield 10% until 65. At 45 you remember taking Elliott's class and listening to Bryan Washburn and Mark Russell and you realize that you have $14,000 extra saved for retirement. To be super safe you invest this sum in another Roth IRA which you will receive a 9% return. At 65 you want to retire at $110,000, gross a year for 30 years, (you need this much because you didn't factor in Inflation, (Elliott was too nice and didn't want you to be depressed) and you anticipate you can earn 4.5% on the payout or annuity, not perpetuity. (Part A) With all of this information, and it is not too much info how much will you need to invest each year at 10%, beginning at 25 to 65, using a mutual fund traditional IRA account to achieve your retirement goal of $110,000 gross for 30 years? (3 points), part A. (this must mean that you were still short of funds from the other investments) The second part: (Part B) remember Bryan Washburn and Mark Russell indicated we are looking for tax-free income at retirement, and thus, you are in the 25% tax bracket at retirement, how much will you net each year in retirement, after taxes? (3 points), (Part B.) Remember proportionality, some of this accumulation is Roth and not taxed....think (Traditional IRA 25 to 65,).....3 points. How much a Part A year? Part B--- -(After tax income)......3 points. (please remember that the traditional IRA portion of your total funds is taxable at 25%.)