36. The 2020 version of the NAIC's Suitability in Annuity Transactions added what standard of conduct to producer obligations when recommending or selling annuities? (Search Chapter 6) O a. a fiduciary standard Ob. a due diligence standard Oc. a no commission-compensation standard Od. a consumer best interest standard 37. What is the overriding purpose of the 2020 version of the NAIC's Suitability in Annuity Transactions Model Regulation? (Search Chapter 6) O a. to require producers and insurers to act in the best interest of the consumer b. to encourage sales of more annuities Oc. to require producers to obtain securities licenses in addition to their insurance licenses d. to simplify annuity recommendation and sales practices