39 The following loan data is entered into an Excel worksheet: Loan Principal, cell B5, $150,000 APR, cell B6, 5% Terms, cell B7, 30 years Assume loan payments are made annually at the beginning of the year. Which of the following functions will accurately calculate the required annual payment for this loan? (assume the fv is 0) O None of the answers are correct. OPMT(B6,B7, B5,0,0) OPMT(B6,B7,-85,0,1) OPMT(B6,B7,-85,1,0) OPMT(B6,B7,85,0,0)