3questions

Which of the following factors should be reviewed by a wealth manager before recommending asset allocation strategies to the client ? a. business profitability, target return, risk tolerance and time horizon. b.asset class preference, economy, business profitability and target return. C market timing, short-term market volatility and market noise. d. time horizon, asset class preference, risk tolerance and target return. We e. risk tolerance, time horizon, asset class preference and business profitability. Which of the following is the LEAST liquid form of asset ? a. Money market funds. b. AAA-grade government bond with 2-year maturity. C. Checking and savings accounts. d. Mutual funds invested in emerging market stocks, e. Cash value of a life insurance policy. Bonnie has a net worth of US$1,100,000, excluding an apartment which has a market value of US$2,200,000 and a mortgage loan of US$1,900,000. She has credit card balance, car loan and home loan totaling US$500,000 include her credit card balance, car loan and home improvement loan. Calculate her debt-to-equity ratio. IN a. 0.74 b. 0.45 C 0.28 d. 0.65 e. 0.35