4. (0-6 pts) The Ford Focus seems like the most reasonably priced car on the lot. The car sells for $15,799. A special promotional financing is available where you pay 10% up front and only $225 per month (at the end of each month). The annual interest rate is 3.5% interest compounded monthly. The loan duration is 5 years at the end of which you will owe a balloon payment for the remaining amount. Write an Excel function in cell 15 to determine the value of the Balloon payment. (Hint: Use the FV() function here. No $ are needed since you are not copying down or across here.). =FV( 0)