4. (10 points) The Swensons plan to make payments of $2,500 into a time certificate account on the last day of this and every year until their retirement in 20 years (20 total payments). How much will they have in the account when they retire If the account earns 4.5% per year compounded annually? (Round your answer to the nearest dollar.) 5. (10 points) Having received a large inheritance, Nancy's parents wish to establish a trust fund for her college education. Seven years from now, they need an estimated $120,000. How much should they set aside in trust now if they invest the money at 6.6%/year compounded quarterly? (Round your answer to the nearest dollar.) cih). wol bloodab 2.0 not be the to be noto 0002 Ostas nodrow 6. (10 points) ABC Company has an immediate need for a loan. In an agreement worked out with its banker, ABC has agreed to pay the bank $4800/month for the next three years, with the first payment due at the end of the first month. If the bank charges interest at the rate of 3.50%/year compounded monthly, what is the amount of the loan negotiated between ABC and its banker? (Round your answer to the nearest dollar.)