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4. (5 points) Oldhat Financial starts its day of operations with $11 million in capital. A total of $125 million in chequable deposits are received.

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4. (5 points) Oldhat Financial starts its day of operations with $11 million in capital. A total of $125 million in chequable deposits are received. The bank makes a $30 million commercial loan and another $60 million in mortgages with the following terms: 200 standard 30-year fixed rate mortgages with a nominal annual rate of 5.25% each for 300,000. Assume that desired reserves are 8%. a. Complete the Bank's balance sheet below: Assets Liabilities b. What is the leverage ratio for Oldhat Financial? Is it well capitalized? c. Calculate the risk-weighted assets of Oldhat Financial after the first day. d. Calculate the risk-weighted capital ratio after the first day

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