4. Ally, age 53, is a highly compensated employee who earns $350,000 per year and is a participant in her employers 401(k). Her employer also made a 20% profit sharing plan contribution during the year. What is the maximum amount that Ally may defer under the 401(k) during 2022?

a. $57,000 b. $26,000 c. $6,500 d. -0-