4. Calculating the effects of investing pretax or after-tax dollars in accounts that are or are not tax sheltered Esther just started learning about options for saving for her retirement. Her friend is a big far of tax-sheltered accounts non-tax- pre-tax dollars? sheltered dollars? Caccounts? under the O after-tax Why do you suppose that is? Check all that apply tax-sheltered accounts? mattress? Earnings are tax-deferred as long as they are reinvested within the account. Investments are always safer in a tax-sheltered account. Contributions may be tax deductible in the year the contributions are made Funds can be withdrawn at any time for any reason without penalty or tax payments Before she commits any money to an account, Esther wants to see how much her savings would earn using different investment tactics. She asked you to help and provided the following information: She plans to invest $9,000 every year for 30 years . She has found an investment account that earns 5% per year She is in a 20% income tax bracket. 4. Calculating the effects of investing pretax or after-tax dollars in accounts that are or are not tax sheltered Esther just started learning about options for saving for her retirement. Her friend is a big far of tax-sheltered accounts non-tax- pre-tax dollars? sheltered dollars? Caccounts? under the O after-tax Why do you suppose that is? Check all that apply tax-sheltered accounts? mattress? Earnings are tax-deferred as long as they are reinvested within the account. Investments are always safer in a tax-sheltered account. Contributions may be tax deductible in the year the contributions are made Funds can be withdrawn at any time for any reason without penalty or tax payments Before she commits any money to an account, Esther wants to see how much her savings would earn using different investment tactics. She asked you to help and provided the following information: She plans to invest $9,000 every year for 30 years . She has found an investment account that earns 5% per year She is in a 20% income tax bracket