4. Fabio Rampulia, a 35-year-old computer programmer, earns S76,000 a year. His monthly take-home pay is $3,800. His wife, Regina, works part-time at their children's elementary school but receives no benefits. Under state law, Fabio's employer contributes to a workers' compensation insurance fund that would provide $2,250 per month for six months if Fabio were disabled and unable to work. Use Worksheet below to calculate Fabio's disability insurance needs assuming that he won't qualify for Medicare under his Social Security benefits. Based on your calculation, what would you advise Fabio about his need for additional disability income nsufance DISABILITY BENEFIT NEEDS Name(s) Fabio Rampulia 1.Estimate current monthly take-home pay 2.Estimate existing monthly disability benefits a. Social security benefits b. Ot c. Company benefits d. Group disability policy benefits her government benefits 3.Total existing monthly disability benefits (2a 2b+ 2c + 2d) 4.Estimated monthly disability benefits needed ([l] - [3])