$4$

How much must be deposited today in an account earning $6\%$ annually to accumulate a $20\%$ down payment to use in purchasing a car one year from now, assuming that the car's current price is $$20,000,$ and inflation will be $4\%?$

Multiple Choice

$$3,774$

$$3,782$

$$3\mathrm{.}925$

$$4\mathrm{.}080$

$$4\mathrm{.}154$