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4. If Javier, now 35 years old, deposits $ 5,000 into a savings account that pays 16% annual interest, compounded quarterly, how much will he

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4. If Javier, now 35 years old, deposits $ 5,000 into a savings account that pays 16% annual interest, compounded quarterly, how much will he have in the account by the end of his 40th birthday

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