4. If the business is suspended for three months following the start of the restoration period, and the actual loss of income is $30,000 for each of those months. If the fraction shown in the declarations is 1/4 and the policy limit is $100,000. What is the loss payment in total? 5. ABC Corporation has a BIC with an agreed value of $200,000. If ABC carries insurance of $200,000 or more, its covered losses will be paid in full, without any possibility of a coinsurance penalty, up to the amount of insurance. However, if ABC carries only S150,000 of insurance, the loss payment iS 2