4) If you were the bank loan officer would you recommend renewing the loan or demand its repayment? Would your actions be influenced if, in early Year 2, Computron (the company) showed you its projection plus proof that it was going to raise over $1.2 million of new equity capital?

	Year 2	Year 1	Year 0	Industry
Current Ratio	1,86x	1,1x	2,3x	2,7x
Quick Ratio	0,67x	0,4x	0,8x	1,0x
Inventory turnover	4,10x	4,5x	4,8x	6,1x
DSO	44,9	39	36,8	32
Fixed asset turnover	8,61	6.2x	10.0x	7.0x
Total asset turnover	2,01	2.0x	2.3x	2.5x
Debt ratio	55,61%	95,40%	54,80%	40,00%
TIE	6,3x	-3.9x	3,3x	6,2x
EBITDA coverage	5,5x	-2,5x	2,6x	8,0x
Profit margin	3,60%	-8,9%	2,60%	3,60%
Basic earning power	14,40%	-24,1%	14,20%	17,80%
ROA	7,25%	-18.1%	6,00%	9,00%
ROE	16,34%	-391,4%	13,30%	18,00%
Price/Earnings	12,01x	-0,4%	9,7x	14,2x
Price/Cash Flow	8,2x	0,6x	8,0x	7,6x
Market / Book	1,96x	1,7x	1,3x	2,9x
Book value per share	$6,21	$1,33	$6,64	N/A

Year 2 data shows actual data