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4. Incomplete financial statements of M Street Bank are given below. $ In millions Income Statement Interest Income $54.0 $60 $145 $921 $23.4 Interest Expenses

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4. Incomplete financial statements of M Street Bank are given below. $ In millions Income Statement Interest Income $54.0 $60 $145 $921 $23.4 Interest Expenses Net interest income $27 Balance Sheet Cash Securities Investments Net Loans Net Premises and Equip. Total Assets Deposits Non-deposit Borrowings Equity Capital Total Liabilities and Equity $5.2 $907 $14.6 $121 Non-interest Income Non-interest Expenses Provision for Loan Losses Pre Tax Net Operating Income Securities Gains (Losses) $3.1 .......... -$1.9 Taxes $4.1 Net Income Earning assets Interest bearing liabilities $861 a. Please complete the missing items in the balance-sheet and the income statement. b. Calculate the following ratios: ROE, ROA, Net interest margin, Net profit margin, Earnings spread, Equity multiplier, and Asset Utilization. You may assume that the balance sheet numbers are averages for two periods. c. Write the extended Du Pont equation for the bank (actual numbers, not the formulas)

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