4 months ago you bought 154 shares of ABC company at a price of $14.49 per share. To finance this, you borrowed 576$ from a broker at an EAR of 4.6%. Today, you just sold all the stock at a price of $15.6 each and fully repaid your loan including the interest owing. Knowing this, what is your ANNUALIZED rate of return on equity (ROE)?

[Hint: Recall that equity at any time is equal to the assets at that time less any liabilities at that same time]