4. On January 1, 2000, $10,642 was deposited into an account that earns 5.98% interest compounded monthly. On January 1, 2011, $2,800 was withdrawn from the account and the bank changed the interest rate to 4.68% compounded monthly. On January 1, 2014, $2,100 was deposited into the account and the interest rate was lowered to 3.62% compounded monthly. Do the following: A. If no other deposits, withdrawals, or rate changes occur, how much money will be in the account on January 1, 2016? Use only appropriate formulas to help you solve this problem. Show all the steps needed to solve this problem. (10 points) B. Estimate the total interest that will be earned from the time that initial deposit was made to January 1, 2016? Show how you arrived at your answer. (5 points)