$(4$ points$)xYZ$ stock price and dividend history are below. An investor buys three shares of $xYZ$

at the beginning of $2016,$ buys another two shares at the beginning of $2017,$ sells one share at the

beginning of $2018$ and sells all four remaining shares at the beginning of $2019.$ What are the arithmetic

and geometric average returns for the investor? Is the money$-$weighted return greater or less than $8\%?$