4. Private insurance provides numerous coverages that can be used to meet specific situations. For each of the following situations, identify a private insurance coverage that would provide the desired protection. a) Jane, aged 28, is a single parent with two dependent children. She wants to make certain that funds are available for her childrens education if she dies before her youngest child finished college. b) Musonda, aged 18, recently obtained her drivers license. Her parents want to make certain they are protected if Musonda negligently injures another motorist while driving a family car. c) Jacob, aged 30, is married with two dependents. He wants his income to continue if he becomes totally disabled and unable to work. d) Joshua, aged 40, owns an upscale furniture store. Joshua wants to be protected if a customer is injured while shopping in the store and sues him for the bodily injury.